Fraud moved to AI. So did we.
Verdikt exists because the tools defending online commerce were built for a slower era. We are a team of fraud fighters, ML researchers and payments engineers building the decisioning layer we always wished we had.
We started Verdikt after years inside merchant risk teams, watching the same story repeat. Fraudsters industrialised: bot farms, synthetic identities, stolen-card marketplaces, and now generative AI that can fake a document or a face in seconds. Meanwhile the defence remained rule engines written years ago, patched weekly, declining good customers to feel safe.
We believed the answer was not another rule, but a different architecture: a foundation model trained on transaction sequences, a graph network that sees coordinated attacks, and a reasoning layer that explains every verdict in plain language. And we believed a fraud vendor should stand behind its answers with a financial guarantee, so our incentives and yours are the same number.
Today Verdikt scores billions of dollars of transactions a month for retailers, marketplaces, travel platforms and subscription businesses, from a single API call that returns in under 50 milliseconds.
Decisions, not scores
A number without an action is homework. We ship verdicts a business can act on, with the reasoning attached.
Skin in the game
We guarantee the orders we approve. When our model is wrong, we pay. That alignment shapes everything we build.
Explainable by default
Black boxes erode trust and fail audits. Every Verdikt decision can be traced to the signals that drove it.
Fast is a feature
Fraud prevention that slows checkout costs more than it saves. Sub-50ms is a product requirement, not a benchmark.
Adrian Voss
Co-founder & CEOPreviously built risk systems processing $9B in annual volume at a global payments provider.
Mira Chandrasekhar
Co-founder & CTOFormer ML research lead; published work on graph neural networks for anomaly detection.
Jonas Lindqvist
VP EngineeringScaled real-time infrastructure serving a million requests per second at a top-10 marketplace.
Sofia Ramela
Head of Risk & UnderwritingA decade underwriting chargeback guarantees across retail, travel and digital verticals.
Come build the decisioning layer.
We hire pragmatic engineers, researchers and risk operators across the US and Europe.